FRED BK: I pulled a copy of my credit report a couple of days ago and, ALL of my credit cards in debt management are marked as "Pays as Agreed". That's the same notation that the cards I had that I never had any problems with and closed a long time ago have. And only one of my cards even mentions that my payments are being made by a counseling service. But you're probably right about my creditors being clients, I have 5 major credit cards (big, well known companies). My debt managment counselor already pretty much knew what APR my creditors would lower me too.olgethorpe said:FRED_BK: Search the creditinfo web site. There's a long discussion about CCCS...which basically says they're better than most, but they still don't do anything you can't do yourself...cheaper.
KATIEWA: I'm glad its worked for you. I'm guessing, but I would bet that you've found a company that has ALL your creditors as clients. One thing you might do is look at your credit reports just to be sure that the info being reported is in line with the statements you're getting.