how to read credit report?

[AceLady]

What is the name of your state?What is the name of your state? CA

Okay, this is a really dumb question and I'm embarrass to ask this but how the heck do read the credit report? I can understand most of the information but where does it tell you when you last made payment on the accts? or when the acct became delinquent?

Thanks for your help to a dumb question!

 

[Ladynred]

I suggest you head over to www.creditboards.com and start reading the Newbie section. All should be answered for you there.