What is the name of your state? vt...just a question of curiosity. I don't own a credit card, cut them up pay cash now. But, my hubby took one out without my knowledge. I am not angry he did this, it is his credit. How I found out he did this though is interesting. He missed a couple of payments and the card company called looking for him, and asked me if I knew anything about his account? I saw it was a credit card company from caller I.D. My hubby says he will not pay his credit card bill since they violated his rights to privacy. I told him that they only asked me if I had any information about his account, since they asked me if I was his wife. I told him he still has to pay, he claims they violated his privacy rights, Is this true? Faith