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I. M. Dumb

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seacluded

Junior Member
What is the name of your state?What is the name of your state?South Carolina

Thanks, in advance, for any replies. I live in one townhouse of five, no homeowners association, no fees, each individually owned. We all decided to secure a roofer to get a new roof, at the same time, for a cheaper price (one color, one set up, one roll away)and so that the roof line would remain attractive looking. My neighbor chose the roofer.

I had objections to this roofer as he failed to produce documentation that I would insist on for a qualified bid. He kept dragging his feet on his worker's comp ins, business liabilty ins and proof of license. His contract was unsigned and, when I complained, they faxed us another, also unsigned. I will admit that because of pressure from the neighbors I did not proceed with the due diligence I would have practiced had I been hiring this jackleg on my own. He was chosen by the majority because of his low ball and unrealistic price. In short: Greed on our part. We deserve what we got, me included.

Needless to say, the roofs were a mess. The roofer brought in homeless persons to work on the job. I do not judge a person based on their station in life but if I am having surgery I would prefer a surgeon and if I need a roof I would prefer a qualified roofer. This roofer attempted to get away without placing new felt, used materials left over from another job, didn't use flashing where necessary, put in less than 6 nails a shingle which is code in SC and left the job site a disaster. When I awoke in a wet bed at 4:00 AM last month I called him at home so that he would also be awake. I have not heard from him since.

The neighbors were willing to just eat the price of the roof and hope it held for awhile. Because I was so angry with myself for being so dumb, when I am usually very careful, I hired a licensed SC building inspector who advised, in writing, that the roof is beyond repair (It's one month old) and that in his professional opinion a new roof is required as a cure.

I have documentation from the inspector, I have the bank account number of the roofer (he's a sole prop) and his assets such as cars and homes. I do not have the name of his insurance company but I am working on that. I have been doing this in the event that we win in small claims court so that I can attempt to collect on the judgment. I have a faxed contract, the contract that they wrote up but didn't sign (on their job sheets) and the cancelled checks for the job.

I have a few questions:
Should I send a demand letter, Certified, return receipt requested, to the roofer asking for our money to be returned?

Should I just go to small claims court and take my chances with the stupid contract that I have? (Though I have read that it is implied that a roofer will do a decent job according to code) Do I have a chance of collecting a judgment should I prevail in court?

Should all five of us go in together and litigate against him? The cost is under the $7500 cap in SC small claims court. Do we take our chance with the judge or ask for the 6 person jury trial?

Should we (throwing good money after bad) obtain an attorney to represent us? If we could prove consumer fraud and sue for triple damages I wouldn't mind securing an attorney but if the costs are more than the damages then what is the benefit?

One important question. Can this man have a judgment placed against us if we win in court? How do we protect ourselves from this?

I have found that he does have a license in our city but still do not know if he carries business liability ins. Would HIS homeowners ins, since he is sole prop, be liable for our damages (i.e. the cost of the roof) or would our homeowners ins be able to assist us?

Thanks for any help you may give after the fact. I want nothing more than my original monies returned to me, no punitive damages, no nothing, just my $$ so that I can get a roof that works as a roof.

Proof, once again, that you get what you pay for and never decide on anything based on price. Many Thanks. DUMB BRUNETTE :mad:
 


shortbus

Member
Bottom line: if he wasn't insured, it will be difficult to collect anything. Sure, if you get a judgment against him you can put a lien on his assets, but are you going to force him to sell his house or car to get your money?

Also consider the costs of going to small claims. If you hire a lawyer, that will take up 20-25% of your recovery money. And you'll need to hire a roofing expert to testify (if it's your word in court against a professional roofer, who do you think wins?)

In the meantime, under contract rules you have a duty to mitigate your damages. So you need to have the roof fixed or replaced. If damages arise from the faulty work (for instance, leaks) and you did nothing about it, you can't collect that damage from the roofer.
 

rmet4nzkx

Senior Member
Have you checked to see if he has a state contractor's license in addition to the city business license, building permits? Have you contacted the city building permits office to see if the inspectors signed off on the permits? Did you pay your portion directly to the contractor? If the cost of replacing roof and your damages are less than the limits I would suggest you take it to small claims court, if you and your neighbors damages exceed the limits, then you need to look for an attorney, it will help if the ocntractor has insurance, but don't be surprized if he doesn't.
 

seacluded

Junior Member
Thanks SB and RM

Nope, I didn't check with the state. My title said it all. I.M. Dumb. I advised the roofer that he was to pull the permit. I don't know if he did. Also, I thought that the licensed inspector, whose expertise is in roofing, would be a good witness via the report introduced in small claims court.

I can see that we have been dealing with a 'fly by night' (though he advertises 25 years in business) so no, I won't be surprised by anything that he doesn't have.

Guess I'll have to adopt the attitude of my neighbors and just chalk it off to experience AFTER I go to small claims court. I'm just a little angry with myself for being that naive about his credentials etc. The price of the roof is not going to kill any of us, though I don't like to lose that money, but I can see I have made more of it than necessary, not only in terms of money but in terms of my time and stress level. It's not worth the aggravation.

Thanks for putting it in perspective for me. Sometimes things are just not worth the fight. I'll go to small claims court with what I have and allow the judge to decide.

By the way, my neighbors have made repairs so that no further damage can occur...unless we have a huge winstorm...then we're in big trouble. LOL
Thanks for the prompt replies and for helping me get my blood pressure under control. :)
 

seacluded

Junior Member
PS from IM Dumb

To answer your question: Yes, we all paid our portion (which was $1100.00 each) to the roofer with separate checks. I look at that price, $1100.00, and wonder now, "Exactly what did we expect for that amount?" :D
 

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