longsally111
Member
What is the name of your state (only U.S. law)? South Carolina
I was checking my bank account and there was a charge for 56.01. Not a lot but I called the bank and asked what it was. Collections they informed me. I was not served, no judgements, nothing. I asked how they got their money and was told that someone must have authorized the money to come out of our account. Negative I said and there was a phone # which i called. Guess what? It was an invalid # area code and the number was no good. No name of an agency and no acct # either. I have disputed it. I do not know if this is a scam or not but can collection agencies just reach into your account without permission or judgements and take what they want?
I was checking my bank account and there was a charge for 56.01. Not a lot but I called the bank and asked what it was. Collections they informed me. I was not served, no judgements, nothing. I asked how they got their money and was told that someone must have authorized the money to come out of our account. Negative I said and there was a phone # which i called. Guess what? It was an invalid # area code and the number was no good. No name of an agency and no acct # either. I have disputed it. I do not know if this is a scam or not but can collection agencies just reach into your account without permission or judgements and take what they want?