Identity Theft, Fraud, SBA Loan

[Thatrodger]

What is the name of your state (only U.S. law)? IL


A few years back I got screwed and ended up having a SBA loan under a business that I owned. The thing is I never opened a business. I never bought one, or even knew I was involved with one. I never signed for a loan yet I keep getting hounded by debt collectors. I tried reporting identity theft at my police station but they told me to go to the postal police. I went there and they told me to go to my local police. I did a identity theft alert on my credit but that's all that I ended up doing. Now the feds are keeping my tax refund because I owe this money. The issue is currently in "dispute" but every time i request proof that I signed for a loan they send me back a bunch of papers with a signature that is not mine. I really don't know what to do anymore. I'm broke as it is, can't afford a lawyer, just got laid off, and now they are keeping my tax refund. Any advice would be appreciated.

Also, I heard that the person who did the loan ended up getting convicted of fraud...or got fired for fraud.

 

[cosine]

File a more specific criminal complaint naming the person you are aware of as being the perpetrator.

BTW, identity theft cases are to be filed with local police, unless it is a case involving the mails, in which case ALSO file with postal authorities. If the police say they can do nothing about it, just file the report, anyway.

Respond to the SBA paperwork saying the signature is not yours. Send them a sample of your signature. Tell them to send you a response with the case number. Send it to them certified with return receipt. As soon as you get the case number, work on trying to find out who is the primary investigator there.