My response:
This is why I said what I said.
You see, you're thinking that if a judgment is rendered against you now, and if you don't have the money to pay it now, then you're off the hook.
Wrong.
Judgments are good for 10 years in California, and are renewable each and every 10 years thereafter until paid in full. All the while, that judgment is growing at the rate of 10% per year. So, by the time it's paid in full, you'll wind up paying double or triple the original judgment.
Good luck!
IAAL