W
wawpa
Guest
My employer contracted insurance co A to cover our disablity pay. My short term was filed 12/99 and is now under appeal. Long term was filed 11/00 adn I have yet to get anything but delays. I sent letters to both short term and long term asking for a copy of the policy that they keep quoting from. I have had no response. I also requested the report from the "doctor" the insurance co used to deny my short term, also no response. The insurance company claims they have not received anything from my employer, my employer claims that is not true. At this point I cannot afford an attorney, I filed a complaint with the department of insurance.
Am I entitled to a copy of the disabilty policy or should I have asked for the "Summary Plan Desciption"?
Does my employer have to help me with the insurance company since they are the ones that hired them?
Am I entitled to a copy of the disabilty policy or should I have asked for the "Summary Plan Desciption"?
Does my employer have to help me with the insurance company since they are the ones that hired them?