MichiganDriver
Junior Member
What is the name of your state (only U.S. law)? Michigan
Hi there. Today I was involved in an accident with another driver in Indiana. I am from Michigan. I did not have auto insurance at the time of the accident. The other driver was what I call "nudging" his way into a four-lane road to turn left from a parking lot (instead of going out where there is a traffic light), blocking the two lanes on my side of the road. When I saw him, drivers in the right lane had already stopped, I tried to stop but it was raining and my car slid into his, causing damage to both of our cars. At the end of the ordeal, the police officer ticketed me for driving without insurance but told me "I'm not going to fault you, because he shouldn't have been out in traffic like that."
First of all, I now understand how stupid it was to let my car insurance lapse in an effort to save a little money. The cop explained it to me in a much less polite manner, but I suppose I deserved it. After I had my car towed home (it is still driveable), I immediately got insurance coverage. I am a fairly smart person that learned a lesson today for doing something really dumb.
My question is, can/will this guy or his insurance company come after me for damages, even if he was at fault? His damage didnt appear to be severe (he drove away after all was said and done), and he did not appear to be injured. I can't access the accident report yet, but based on the officer's statement to me as well as me only receiving a ticket for no insurance, I'm still assuming he was deemed at fault.
I appreciate any help that could be provided here. I tried googling a lot of this, but because of the nature of the incident (i'm uninsured, but not at fault) and this happening in a different state, it was a little too complicated and I couldn't find a clear answer. Thanks in advance.
Hi there. Today I was involved in an accident with another driver in Indiana. I am from Michigan. I did not have auto insurance at the time of the accident. The other driver was what I call "nudging" his way into a four-lane road to turn left from a parking lot (instead of going out where there is a traffic light), blocking the two lanes on my side of the road. When I saw him, drivers in the right lane had already stopped, I tried to stop but it was raining and my car slid into his, causing damage to both of our cars. At the end of the ordeal, the police officer ticketed me for driving without insurance but told me "I'm not going to fault you, because he shouldn't have been out in traffic like that."
First of all, I now understand how stupid it was to let my car insurance lapse in an effort to save a little money. The cop explained it to me in a much less polite manner, but I suppose I deserved it. After I had my car towed home (it is still driveable), I immediately got insurance coverage. I am a fairly smart person that learned a lesson today for doing something really dumb.
My question is, can/will this guy or his insurance company come after me for damages, even if he was at fault? His damage didnt appear to be severe (he drove away after all was said and done), and he did not appear to be injured. I can't access the accident report yet, but based on the officer's statement to me as well as me only receiving a ticket for no insurance, I'm still assuming he was deemed at fault.
I appreciate any help that could be provided here. I tried googling a lot of this, but because of the nature of the incident (i'm uninsured, but not at fault) and this happening in a different state, it was a little too complicated and I couldn't find a clear answer. Thanks in advance.