What is the name of your state (only U.S. law)? Georgia
Been going through this for months now here is a summary (there is much more to this)
Credit collectors filed with state court. been going back and forth with facts and evidence.
Last thing they sent was a final judgment request for no genuine issues. They also included a copy of the original card member agreement which states the agreement falls under Delaware law.
I responded stating I want a trial. Also stating the account they FINALLY gave a number which is not mine and though I did have first usa account that is not the same. attached old statements. Also responded saying since it falls under Delaware law state of limitations passed year ago (I say last payment in 2002 on MY account they say 2003 on the account # their talking about with no proof) either way in Delaware it passed 3 years. Also if falls under Ga statute there is no proof of when last payment was made. They filed a month before they say this date was.
There were circumstances when I turned in my response. The clerk that is usually there wasn't and the lady there knew nothing and had to call her at home to figure things out.
Any way a few weeks later I get a letter from the court house. Judge signed the final judgment. I called and called till I got the judges # and asked his secretary to confirm he actually got my last response since a few days after I got the final judgment notice the attorney for the debt collector replied to my previous response to summary judgment. Now to me that seemed like the judge hastily signed the judgment not giving required time between each filing or never got my last response. Secretary said she would have him look into it. WE emailed each other back and forth many many time and each time she said he was busy or out of the office but the case is on his desk and he knows about it and he said he will get back to me.
Final judgment was signed on October 21. I contacted the judge again through email telling him it has been over a month since he signed it and that I have been waiting for almost a month for his reply. secretary replied, judge said we cannot give legal advice you must contact a lawyer. I was/am furious. Waiting a month and now the A hole tells me he won't even reply to whether or not he got everything on time and considered all finding.
The way I see it judge stalled me so I would run out of time from filing an appeal which, after talking to a friend of mine who does work for a lawyer said it would be overturned since it clearly states under Delaware law and she said judges hate when their cases get overturned in appeals. He deliberately stalled
I am typing really fast because I am HIGHLY PO'd right now so if I made too many errors I apologize.
What am I to do now? I want to sue the judge. I read that I can but not sure how. ALso How do I get another judge to look into my case and records as the one I had was an idiot without appealing as I really cannot afford anything at the moment since my husband got fired (more on that in another thread https://forum.freeadvice.com/workplace-injuries-worker-s-compensation-32/sue-last-employer-494341.html)
Also is there a way to counter sue the debt collector for wasting my time and the courts time knowing the account is past statute. I know it falls under Delaware law I have asked many people and if they do not accept the Delaware law clause then the whole policy should not be accepted including assignment.
I am desperate. Please help any advice. Thanks
Been going through this for months now here is a summary (there is much more to this)
Credit collectors filed with state court. been going back and forth with facts and evidence.
Last thing they sent was a final judgment request for no genuine issues. They also included a copy of the original card member agreement which states the agreement falls under Delaware law.
I responded stating I want a trial. Also stating the account they FINALLY gave a number which is not mine and though I did have first usa account that is not the same. attached old statements. Also responded saying since it falls under Delaware law state of limitations passed year ago (I say last payment in 2002 on MY account they say 2003 on the account # their talking about with no proof) either way in Delaware it passed 3 years. Also if falls under Ga statute there is no proof of when last payment was made. They filed a month before they say this date was.
There were circumstances when I turned in my response. The clerk that is usually there wasn't and the lady there knew nothing and had to call her at home to figure things out.
Any way a few weeks later I get a letter from the court house. Judge signed the final judgment. I called and called till I got the judges # and asked his secretary to confirm he actually got my last response since a few days after I got the final judgment notice the attorney for the debt collector replied to my previous response to summary judgment. Now to me that seemed like the judge hastily signed the judgment not giving required time between each filing or never got my last response. Secretary said she would have him look into it. WE emailed each other back and forth many many time and each time she said he was busy or out of the office but the case is on his desk and he knows about it and he said he will get back to me.
Final judgment was signed on October 21. I contacted the judge again through email telling him it has been over a month since he signed it and that I have been waiting for almost a month for his reply. secretary replied, judge said we cannot give legal advice you must contact a lawyer. I was/am furious. Waiting a month and now the A hole tells me he won't even reply to whether or not he got everything on time and considered all finding.
The way I see it judge stalled me so I would run out of time from filing an appeal which, after talking to a friend of mine who does work for a lawyer said it would be overturned since it clearly states under Delaware law and she said judges hate when their cases get overturned in appeals. He deliberately stalled
I am typing really fast because I am HIGHLY PO'd right now so if I made too many errors I apologize.
What am I to do now? I want to sue the judge. I read that I can but not sure how. ALso How do I get another judge to look into my case and records as the one I had was an idiot without appealing as I really cannot afford anything at the moment since my husband got fired (more on that in another thread https://forum.freeadvice.com/workplace-injuries-worker-s-compensation-32/sue-last-employer-494341.html)
Also is there a way to counter sue the debt collector for wasting my time and the courts time knowing the account is past statute. I know it falls under Delaware law I have asked many people and if they do not accept the Delaware law clause then the whole policy should not be accepted including assignment.
I am desperate. Please help any advice. Thanks
Last edited: