Insurance and separation

[Robintd]

What is the name of your state (only U.S. law)? North Carolina

Can my husband quit paying for my insurance while we are separated and not yet divorced?He informed me that he is quitting paying for it at the first of the year.I can't pay it and was wondering if its legal for him just to stop payment?

Thanks,
Robin

 

[LdiJ]

What is the name of your state (only U.S. law)? North Carolina

Can my husband quit paying for my insurance while we are separated and not yet divorced?He informed me that he is quitting paying for it at the first of the year.I can't pay it and was wondering if its legal for him just to stop payment?

Thanks,
Robin

He should not be able to do that, but most likely you will need to file an emergency injunction to try to get the judge to order him not to do so.

 

[wantinganend]

I was insuring (health insurance) my ex after we separated up until the judgement was for each of us to be responsible for our own. 2 reasons-

If you need medical attention and the bill is substantial you soon-to-be ex will more than likely forced to pay half.

Your ex will not easily be able to remove you without a court order, at least that is what my employer required.

My ex decided he was having a heart attack during our separation, and went to an out of the network hospital in which insurance covers less than if you choose an in network hospital. Even though we were separated at the time, and I continued to pay his health insurance coverage the court still ordered my to pay half of his bill.

By the way, my ex was not having a heart attack just wanted expensive sympathy. He left the hospital after costly tests, and took a trip.

Divorce is ugly!! Good luck.

 

[Bali Hai]

I was insuring (health insurance) my ex after we separated up until the judgement was for each of us to be responsible for our own. 2 reasons-

If you need medical attention and the bill is substantial you soon-to-be ex will more than likely forced to pay half.

Your ex will not easily be able to remove you without a court order, at least that is what my employer required.

My ex decided he was having a heart attack during our separation, and went to an out of the network hospital in which insurance covers less than if you choose an in network hospital. Even though we were separated at the time, and I continued to pay his health insurance coverage the court still ordered my to pay half of his bill.

By the way, my ex was not having a heart attack just wanted expensive sympathy. He left the hospital after costly tests, and took a trip.

Divorce is ugly!! Good luck.

When did you get your medical license??

Women pull this crap all the time and DO get expensive sympathy, from the COURT at the husbands expense!!

 

[mistoffolees]

When did you get your medical license??

Women pull this crap all the time and DO get expensive sympathy, from the COURT at the husbands expense!!

It's not just women.

WHOEVER has the health insurance covering the spouses is expected to keep it in place. Doing otherwise is foolish regardless of what the court order says. It doesn't matter if it's the man or woman.

 

[cbg]

As far as insurance/employment law goes, he can drop any dependent during open enrollment or within 30 days of a qualifying life event. A divorce is a qualifying life event. A separation may or may not be depending on the terms of the insurance policy and/or state law. Probably 50% of employers in the US have their open enrollment period right about now for an effective date of January 1. So chances are excellent that as far as insurance/employment law goes, yes, he can.

As far as family law goes, is there a court order requiring that he continue to cover you?

 

[Bali Hai]

It's not just women.

WHOEVER has the health insurance covering the spouses is expected to keep it in place. Doing otherwise is foolish regardless of what the court order says. It doesn't matter if it's the man or woman.

I've yet to see many men fake illness to get the courts sympathy.

It happens frequently with women.

If you're going to respond to what I say, respond to what I said, not what you think I should have said.

 

[wantinganend]

Wow Bali!

When did you major in statistics?

I guess my exhusband was one of the few who sought expensive sympathy when you did your research.

I wanted to drop my ex off my health plan, but was warned by my lawyer not to do this because if something major happened to him then I would most likely be forced to pay half the bill. I kept him on my insurance due to this advice, and yes it did happen.

I was merely passing on legal advice given to me for this person.

Why are you so sour towards women? Your words are evidence of your strong personal experience. Being nasty doesnt help a person seeking advice.

 

[Bali Hai]

Wow Bali!

When did you major in statistics?

I guess my exhusband was one of the few who sought expensive sympathy when you did your research.

I wanted to drop my ex off my health plan, but was warned by my lawyer not to do this because if something major happened to him then I would most likely be forced to pay half the bill. I kept him on my insurance due to this advice, and yes it did happen.

I was merely passing on legal advice given to me for this person.

Why are you so sour towards women? Your words are evidence of your strong personal experience. Being nasty doesnt help a person seeking advice.

Yeah well, my lawyer told me the same thing. Guess what, I went ahead and dropped her anyway during open enrollment and saved about $2500.

 

[LdiJ]

Yeah well, my lawyer told me the same thing. Guess what, I went ahead and dropped her anyway during open enrollment and saved about $2500.

Bali, that is horribly bad advice. It may not have bitten you in the tush but other people who have done it have dealt with serious consequences.

 

[mistoffolees]

Yeah well, my lawyer told me the same thing. Guess what, I went ahead and dropped her anyway during open enrollment and saved about $2500.

Which is countered by others who may have been saved from bankruptcy by keeping insurance in place.

 

[Bali Hai]

Which is countered by others who may have been saved from bankruptcy by keeping insurance in place.

It's all about risk Misto. You may get burned. But then again if you always play it safe, you're sure to walk around with less money.

 

[LdiJ]

It's all about risk Misto. You may get burned. But then again if you always play it safe, you're sure to walk around with less money.

Spoken by the guy who spent tens of thousands of dollars in legal fees fighting issues he had no chance of winning.

 

[mistoffolees]

It's all about risk Misto. You may get burned. But then again if you always play it safe, you're sure to walk around with less money.

Intelligent people take smart risks, not stupid ones. Failing to keep health insurance on a spouse while going through a divorce is a stupid risk.

 

[Bali Hai]

Intelligent people take smart risks, not stupid ones. Failing to keep health insurance on a spouse while going through a divorce is a stupid risk.

Well that $2500 bucks was a nice down payment on my boat that I bought before the divorce was final.

See you on shore land lubber!!