my wife recently died and we both lived together in texas. she had no will or living trust, and we have no children. she has life insurance through work but did not designate a beneficiary. Am I the sole beneficiary for this policy? I am supposed to complete a sole survivors form for the insurance company which would list her parents, brothers, sisters, etc. Is this just for information purposes? Will there be some type of delay in receiving the death benefit because of the non-beneficiary designation?