Insurance Canceling Policy Due To Dogs

[maryecottontail]

I live in MN. My Insurance Company has recently sent me a letter stating it was going to terminate my policy at its renewal date (9/06) It states, "We have been advised that you own 2 Chow dogs..." I am not sure how they got this information. My dogs are rescued and I have no proof of thier breed. How do I respond to this and keep my insurance from being on the "chopping block."
Also, I have been thinking of canceling my insurance/ switching agents because I am not pleased with my agent; i.e. - he signed me up for a business key policy that had no relevance to what I needed covered and canceled my key policy on what I needed covered. He sent me two bills whitch I did not pay for this unwanted policy. And, he is never available for consult. I rated him a 2-3 out of 10 on a recent JD Power survey. If I change agents and this letter is still "unresolved" will is complicated getting insurance from another agent/ agency?
Thanks.

 

[tammy8]

Are the dogs running lose? Have there been any bites ever? If not, find a new carrier. There are plenty out there that will insure if these standards are met.

 

[maryecottontail]

No. My dogs are very well behaved and only run loose at the local dog park. Thanks for your reply. I really appreciate it.

 

[mlk1978]

Chows are know to be aggressive dogs (eventhough your may not seem to be). Nevertheless they are on the "list". Unless you can prove that he is not chow, I suggest you just try finding another carrier or accept a surcharge. The company probobly came to your home for an exterior inspection and saw the dog.

 

[goodgrief]

More common

With the number of dog attacks occuring it is becoming difficult to get insurance if you own a particular breed of dog. We were denied homeowners insurance last year because we owned a dog that was part rottie. Unfortunately alot of these breeds get bad reputations because people are not responsible in their care of them.

 

[HomeGuru]

I live in MN. My Insurance Company has recently sent me a letter stating it was going to terminate my policy at its renewal date (9/06) It states, "We have been advised that you own 2 Chow dogs..." I am not sure how they got this information. My dogs are rescued and I have no proof of thier breed. How do I respond to this and keep my insurance from being on the "chopping block."
Also, I have been thinking of canceling my insurance/ switching agents because I am not pleased with my agent; i.e. - he signed me up for a business key policy that had no relevance to what I needed covered and canceled my key policy on what I needed covered. He sent me two bills whitch I did not pay for this unwanted policy. And, he is never available for consult. I rated him a 2-3 out of 10 on a recent JD Power survey. If I change agents and this letter is still "unresolved" will is complicated getting insurance from another agent/ agency?
Thanks.

**A: start talking to other agents and getting other quotes.