N
nofriendof freeway
Guest
San Diego, California
I used a broker to purchase automobile insurance in June of 1999. My policy was due to expire June 11, 2000. I got a notice on June 5, that my police had expired May 5.
When I started the policy I was notified that the broker failed to provide proof of continuous insurance coverage. $180 was added to my premium. I used the same broker the previous year so the broker had that information but failed to provide adequate proof, of continuous coverage. Finally in August of 1999 my broker provided the proof of continuous coverage. I received notice, from the insurance company, that my insurance was reinstated, there would be no lapse, and my expiration date was once again June 11, 2000.
Shortly after, I received a bill from my insurance company for $36; A higher premium, due to a lack of continuous coverage proof, for June, July, and August. If I failed to pay, my insurance would expire May 5th. I contacted my broker, they said it was being taken care of. I got a notice yesterday that it had not been taken care of, and in fact that my insurance had expired may 5th. To add to it, my insurance company said I owe them another $19, which they are willing to go to collections to get. I have no idea where the $19 came from. The Insurance company has cancelled my policy and will not reinstate it unless I pay the $19 and take out another 12 month policy. The broker said they cant do anything, and washed their hands of me. I have been trying to contact them today, and no one will call me back.
I have a clean driving record, the same job, same residence... nothing has changed that could have an adverse effect on my policy.
Aside from not having insurance, and lucky to have access to another vehicle, I now have a lapse in coverage. I am in the process of buying a new Camry and this lapse could become very expensive.
I need suggestions.
[This message has been edited by nofriendof freeway (edited June 06, 2000).]
I used a broker to purchase automobile insurance in June of 1999. My policy was due to expire June 11, 2000. I got a notice on June 5, that my police had expired May 5.
When I started the policy I was notified that the broker failed to provide proof of continuous insurance coverage. $180 was added to my premium. I used the same broker the previous year so the broker had that information but failed to provide adequate proof, of continuous coverage. Finally in August of 1999 my broker provided the proof of continuous coverage. I received notice, from the insurance company, that my insurance was reinstated, there would be no lapse, and my expiration date was once again June 11, 2000.
Shortly after, I received a bill from my insurance company for $36; A higher premium, due to a lack of continuous coverage proof, for June, July, and August. If I failed to pay, my insurance would expire May 5th. I contacted my broker, they said it was being taken care of. I got a notice yesterday that it had not been taken care of, and in fact that my insurance had expired may 5th. To add to it, my insurance company said I owe them another $19, which they are willing to go to collections to get. I have no idea where the $19 came from. The Insurance company has cancelled my policy and will not reinstate it unless I pay the $19 and take out another 12 month policy. The broker said they cant do anything, and washed their hands of me. I have been trying to contact them today, and no one will call me back.
I have a clean driving record, the same job, same residence... nothing has changed that could have an adverse effect on my policy.
Aside from not having insurance, and lucky to have access to another vehicle, I now have a lapse in coverage. I am in the process of buying a new Camry and this lapse could become very expensive.
I need suggestions.
[This message has been edited by nofriendof freeway (edited June 06, 2000).]