Insurance Co did not pay claim 6 yrs ago...

[1madss]

and the hospital turned it over to a collection agency just yesterday. I never received any notification that I owed this money much less that it was overdue by six years. The Hospital says that they turned in the claim to the Insurance Co but never received payment on the claim other than my $40 co-payment. After calling the Insurance company I was told that they did not keep records for more than 5 years. I find that strange. I'm not sure what to do from here. The Insurance rep suggested a lawyer as we are not responsible for this debt after 5 yrs. I also find that difficult to swallow.
It seems that the confusion was caused by us moving 3 months after the hospital stay. All of the other doctors and other bills from subsequent hospital visitsy had no problem with the US postal change of address system.

BTW I stumbled across this all by accident as I was going through my credit report and found another mystery debt to the same hospital, called about that. Of course they have no record of that debt or amount, but the sure can come up with a $4000 bill that wasn't payed .

Suggestion would be appreciated.

Thanks

 

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by 1madss:
and the hospital turned it over to a collection agency just yesterday. I never received any notification that I owed this money much less that it was overdue by six years. The Hospital says that they turned in the claim to the Insurance Co but never received payment on the claim other than my $40 co-payment. After calling the Insurance company I was told that they did not keep records for more than 5 years. I find that strange. I'm not sure what to do from here. The Insurance rep suggested a lawyer as we are not responsible for this debt after 5 yrs. I also find that difficult to swallow.
It seems that the confusion was caused by us moving 3 months after the hospital stay. All of the other doctors and other bills from subsequent hospital visitsy had no problem with the US postal change of address system.

BTW I stumbled across this all by accident as I was going through my credit report and found another mystery debt to the same hospital, called about that. Of course they have no record of that debt or amount, but the sure can come up with a $4000 bill that wasn't payed .

Suggestion would be appreciated.

Thanks<HR></BLOCKQUOTE>

My response:

Do you see that writing in RED in the upper left corner? Without a State name, we can't even attempt to assist you, if we're even able to assist you at all. Laws are different everywhere.

IAAL




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[1madss]

DOH! Sorry, one more time .

 

[I AM ALWAYS LIABLE]

My response:

Your attorney is correct. Florida has a 5 year Statute of Limitations on written contracts. If the hospital, or collection agency, fails to sue you within those 5 years, it's all over. They have no right to sue after the 5 years is up, and are barred from doing so forever.

Relax.

IAAL

P.S. It's always more efficient to put your State name in your actual post. You don't want us to do more work to locate your State, do you? Make it EASY. Thanks.

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By reading the “Response” to your question or comment, you agree that: The opinions expressed herein by "I AM ALWAYS LIABLE" are designed to provide educational information only and are not intended to, nor do they, offer legal advice. Opinions expressed to you in this site are not intended to, nor does it, create an attorney-client relationship, nor does it constitute legal advice to any person reviewing such information. No electronic communication with "I AM ALWAYS LIABLE," on its own, will generate an attorney-client relationship, nor will it be considered an attorney-client privileged communication. You further agree that you will obtain your own attorney's advice and counsel for your questions responded to herein by "I AM ALWAYS LIABLE."

 

[1madss]

Good news! Thanks for the prompt response. This is a great service, but hopefully I won't need it again .

Thanks Again.