Insurance lasped without notification, now spouse is dead?

[loriann_5764]

What is the name of your state (only U.S. law)? Michigan

My husband died and when I went to take care of the life insurance, I found out that it had lapsed. Some one suggested that I find out if there is an automatic payout up to 6 months of lapsed payment.
Is this true?
Could you help me please!!!
Thank you!What is the name of your state (only U.S. law)?

 

[JETX]

My husband died and when I went to take care of the life insurance, I found out that it had lapsed. Some one suggested that I find out if there is an automatic payout up to 6 months of lapsed payment.
Is this true?
Could you help me please

Though I am sorry for your loss, the answer is no. Assuming this is term insurance, the insurance company does NOT provide coverage beyond the period agreed and PAID.

 

[ErinGoBragh]

JetX is 100% correct.

 

[justalayman]

not disagreeing with the others BUT was the insurance a term policy or a whole life policy? I believe it would make a diff. Possibly the others can step back in and comment.