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Insurance Question for Support Calculation

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Virginia

Per court order, mother is required to carry insurance for 2 kids. When child support was first calculated 4 years ago, mother was not married and had the 'individual plus kids' category. Mom has since remarried and carries the husband and new step child on the policy, which bumped her to 'family policy'. Given the following insurance categories and amounts, how would the cost of the kids insurance now be calculated?

Individual - $80/month
Indiv plus kids - $300/month
Indiv plus spouse - $350/month
Family $500/month

Virginia codes states something along the lines that the calcuation is the amount paid vs. the amount you would pay if the kids were not otherwise covered. Father calcuates it as Family plan (500) minus Indiv plus spouse (350) or 150 for the kids...which could possibly then be prorated between the step child covered and the kids covered. Mother says calculation has not changed even though she now has family coverage due to her remarraige. Any thoughts on the correct calculation would be appreciated, thank you in advance.
 


CJane

Senior Member
My understanding is that the portion of the insurance that went to covering the child originally was $220/month ($300 for indiv/child - $80 for indiv).

Using that theory, if you calculate what it would cost Mom to cover Her, her spouse and ANY kids, the cost is $500 (family) - 80 (indiv) - 270 (indiv+spouse - indiv) or $150 total.

Whether you can then divide that by 3 for all three kids and then pay 2/3 is debatable as it's the cost for 'family' and not a per child cost.

In fact, the way I've figured it is totally debatable as well...
 

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