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insured car hits uninsured car

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VanhinCulp

Junior Member
What is the name of your state? Minnesota
A relative of mine was recently moving to a different apartment. He rented a moving truck and accidently backed into a car in the parking lot. He left a note with his phone number, and the guy contacted him a day later. It turns out that the car was uninsured, and what seemed to be only a broken Tail Light, which would cost less than $50 to replace, the man claims that it did a few hundred dollars in damage. My relative is a newly wed and doesn't have the money for something like that, nor does he want his insurance to go up. What are his rights, is he legally required to pay the man?What is the name of your state?
 


stephenk

Senior Member
Of course he is required to pay for the damage he caused. Have the guy present him with an estimate for the damage. If it is too much for your relative to pay at once have him ask if the guy will take payments over a couple of months. If it is still too much, have your relative present the claims to his insurance company.

you can always loan him the money, right?
 
It could be argued that the car was never supposed to be on the road in the first place. If this person takes you to small claims court for damages to his car, he will first have to explain why his car was not insured.

I cannot say with certaintity if he admits this in court, that he will be cited. I call it a "crisis of conscience". On one hand your relative is an upright and honest individual but it clearly seems that he is being taken advantage of, as some people take "kindness for weakness".

It is really a judgement call. You can (a)pay his amount and be done with it (have him sign a statement to that effect) ( b) pay him what you feel is the actual value (call a few places and give this person the telephone numbers to corroborate this) or (c) tell him that although you ran into him, his car should have never been on the road in the first place. If it goes to court, he will have to explain why there was no insurance on his vehicle or (d) use A & C or B & C.

(I am not a lawyer, so this can be construed as "food for thought".
 

JETX

Senior Member
discogram723 said:
It could be argued that the car was never supposed to be on the road in the first place.
What an idiot!!
I guess you can't read where the OP said that the car was in a PARKING LOT!!!

If this person takes you to small claims court for damages to his car, he will first have to explain why his car was not insured.
Wrong. The other driver has NO obligation to prove insurance for a parked car... nor will the court ask.

(I am not a lawyer, so this can be construed as "food for thought".
More than likely 'food' that could cause mental loss. You're an idiot for even thinking this crap.... and worse for posting it as 'legal advice'. :eek:
 

stephenk

Senior Member
discogram723 said:
It could be argued that the car was never supposed to be on the road in the first place. If this person takes you to small claims court for damages to his car, he will first have to explain why his car was not insured.

I cannot say with certaintity if he admits this in court, that he will be cited. I call it a "crisis of conscience". On one hand your relative is an upright and honest individual but it clearly seems that he is being taken advantage of, as some people take "kindness for weakness".

It is really a judgement call. You can (a)pay his amount and be done with it (have him sign a statement to that effect) ( b) pay him what you feel is the actual value (call a few places and give this person the telephone numbers to corroborate this) or (c) tell him that although you ran into him, his car should have never been on the road in the first place. If it goes to court, he will have to explain why there was no insurance on his vehicle or (d) use A & C or B & C.

(I am not a lawyer, so this can be construed as "food for thought".


You actually believe what you posted?
 

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