Would you please care to provide a citation of authority from any state or the federal system that provides legal means to a debtor to restrain and/or allows judicial relief from being dunned/pestered/harassed/nagged/pressed by his or her "individual" creditor? An "individual" creditor as opposed to a third party collector.
Or that any such activity not in breach of the peace constitutes an actionable tort or crime?
But please don't overly tax your self-proclaimed "legal expertise".
Allow me, my dear, to give you a Basic Reading Comprehension 101 primer.
The question posed was:
"Can I have a harassment charge against me if I keep bugging a person who owes me money? "
My response:
"Yes".
Now. With all of your self-professed "legal expertise", perhaps you can educate the rest of us as to which part of my response was inaccurate?
We'll wait.