Is it too early to ask for a credit line increase?

[Luckyword]

California. I had a chapter 7 discharged in January of '09. In February I did a free credit report check and my credit score was 634. I started receiving credit card offers and finally accepted one in May, with a $39 annual fee and a $300 credit limit. I've paid it off in full, on time, each month, and am considering asking them to increase my credit limit (in order to improve my credit score). What are the chances of them saying yes? Thanks for your consideration. David

 

[JETX]

What are the chances of them saying yes?

Zero unless you ask. Once you ask, the odds of them agreeing raise from there.

 

[rhinocl]

No. You could have asked months ago.