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Is Probate Required

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Junior Member
What is the name of your state? New York
My sister-in -law passed away and her home, bank accounts and a mutual funds were held as JTWROS. Her group life insurance policy and IRA annuity have beneficiaries. She left a will leaving her home and household items to the joint owner of the home and her personal belongings to her sister. Does her will have to be probated?

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