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Is this legal?

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juking

Junior Member
What is the name of your state? FL
I have a friend who is recieving a truck from his father, who lives in Illinois. The father is divorced, and his ex wife (unrelated to father's son) refuses to sign off her half ownership of the truck. She is listed on the title. The father claims that he is going to let his son drive the truck "on his insurance", and eventually is going to give or sell the truck to his son. The son intends to drive the truck to Florida, where he resides. Something doesn't smell right about the whole deal. Is this theft? Is it possible for the son to drive on "his father's insurance"? The father has been cited twice for driving w/o insurance. Can you tell me what you all think? thanks
 


Some Random Guy

Senior Member
since the ex-wife will not give up the truck, she retains part ownership of it.

If the father wants to let their son borrow the truck, thats fine. Where is the theft here? Does the ex-wife want to drive the truck herself?

The son had better have his own insurance or be added as an additional drriver to his father's policy. If neither of those happen, the son will get his own tickets for driving without insurance.

Due to the father's insurance problems, it may end up being cheaper for the son to get his own policy rather than getting added to the fathers.
 

juking

Junior Member
since the ex-wife will not give up the truck, she retains part ownership of it.

If the father wants to let their son borrow the truck, thats fine. Where is the theft here? Does the ex-wife want to drive the truck herself?

The son had better have his own insurance or be added as an additional drriver to his father's policy. If neither of those happen, the son will get his own tickets for driving without insurance.

Due to the father's insurance problems, it may end up being cheaper for the son to get his own policy rather than getting added to the fathers.
thanks for the help. the father owes the ex wife alot of money, and i'm sure that this is the reason (the son is not her son)..the father just bought a new truck, that she probably doesn't know about..that is why he didn't trade it to a dealer because it's not 100% his..if and when the son drives the truck to florida, i would assume that would be theft if the ex wife wants to pursue it. when she notices that her truck is no longer in Illinois, she may look into it. The son may try to transfer the title to his name through illegal means, and this may come back on him later.
 

Zigner

Senior Member, Non-Attorney
If one of the title-holders gives the son permission to use the vehicle, it's not theft.
 

juking

Junior Member
If one of the title-holders gives the son permission to use the vehicle, it's not theft.
thanks..i assume that he can "only use it", and can't register it legally, unless the ex signs off. the thing that makes this whole situation avoidable is that the son is not willing to pay for a vehicle that was already purchased for him by his grandfather. he is still young and irresponsible, and is taking the easy way out by using vehicles that are "given to him" to use. the son even bought a car on credit once, with no money down. he drove the thing for several months w/o even making a single payment. i am told that this is illegal in this state, and the dealer accepted two payments..then repossesed it. i suppose that if he "uses" the out of state truck, he may have to return to Illinois to reregister it, since he can't legally register it in his name here. he is also trying to use his grandparents by piggy backing on their car insurance. they both have good driving records, but he does not..i suppose that if he does not reside with the grandparents, then the insurance co. would not approve. I'm pretty sure that he tells the insurance co. that he lives with granddad, when he really lives elsewhere.
 
Last edited:

ecmst12

Senior Member
Clearly it's in the ex's best interest to get her name off the title since she can potentially be held liable for any damages the son causes with the truck.
 

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