- items on credit report

[jem21002]

What is the name of your state? IN


Ok, so we filed chapter 7 exactly a yr ago. It's been discharged, but as I was looking over my credit report I seen that a credit card that I had filed against was still reporting. The last report date was 10/07?? I'm confused because even under the status it says "Petition for Chapter 7 Bankruptcy/Account charged off", so why are they still reporting and is this hurting us??

 

[VeronicaLodge]

from what i understand, they can report that and can do so for another 6 years (7 from bankruptcy)

and yes, bankruptcy does reflect badly on you, credit wise.

 

[Who's Liable?]

and yes, bankruptcy does reflect badly on you, credit wise.

incorrect.. it "MAY" reflect badly on you. Not all credit scores drop because of a BK.

OP needs to make sure there si a $0 balance showed on ALL accounts included in the BK.