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joint accounts

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up2HERE

Junior Member
What is the name of your state? mi
I was named in my parent's will and trust as personal rep and Successor Trustee with everything to be split between the siblings equally. The terms of the trust state that it would be funded during our parent's lifetime by making transfers to the trust, that during their lifetime they alone were trustee and that it was revokable until they died. There was another provision of the trust to the effect of "...it is my intention and desire that joint accounts be disbursed according to the terms of the trust..."

I was on a number of bank accounts and cds with this parent - joint with survivorship. None of these accounts were transferred to the trust... as everything else was. The bank has a letter from parent authorizing my name to be added as a "joint signer on all accounts" and parent confirmed this in a phone call to a bank employee. The bank manager has confirmed that all parent's accounts listed me as jwros and said everything was mine.
Throughout the last year of parent's life I was told numerous times that I was to receive more than the others due to decades of a closer relationship, caretaking and companionship. Parent was pretty unhappy with siblings for a variety of reasons. I have never had a relationship with any of the siblings.... they are considerably older than I and we've just never gotten along. I was extremely close to both parents while they were alive. Both are deceased.

Now I am being taken to court by disgruntled siblings wanting all the funds in the joint accounts turned over to the estate for equal distribution.
Can they succeed here? What would they have to prove to a judge? Our parent was sharp right to the end and made all the financial decisions. I assisted by writing checks (parent had severe shakes due to meds) and running errands.
I'm being told that the wording of the provision is not mandatory language and anyway...these accounts are mine regardless of any trust provision die to the survivorship feature and siblings have a real uphill battle on their hands. Is this correct?
 


lwpat

Senior Member
Legally the accounts are yours and they will lose. The provision in the trust is not binding unless the accounts were transferred into the trust.
 

Dandy Don

Senior Member
Get your attorney to send these siblings a certified letter that explains the meaning of right of survivorship and ask them to withdraw this frivolous, unnecessary lawsuit in order to save attorney expenses on both sides, unless you and they are willing to waste money on attorney fees for this lawsuit that will be over very quickly.
 

up2HERE

Junior Member
Thank you for responding!
My attorney doesn't see any circumstances under which they could prevail - but said judges are "quirky" and nothing is a slam-dunk.
Why hasn't their lawyer explained the meaning of survivorship or do you suppose he's just doing it for the $150/hr he charges? I'm supposed to give a deposition soon. I can't imagine what kind of questions they could have for me.

I didn't fully grasp the meaning of survivorship at first, and actually transferred the balances of two joint accounts into an estate account to pay expenses (mortgage, utilities, home repairs in order to place it on the market... etc) The bank manager asked me why I was using money that was legally mine... but the estate had a lot of bills to pay and there wasn't any other money with which to pay them. My attorney said I could seek reimbursement. Do you think that's possible?? I'm not holding my breath.
I would not have initiated any court action and would not have sought any reimbursement except for the actions of these siblings. If they drop their case, I can live with how things stand. But I wouldn't mind being reimbursed $65,000 either.

Thank you again, I really appreciate it.
 

gradstude13

Junior Member
*note: not legaladvice....

But if this person did not "fully grasp the meaning of survivorship at first" sounds like to me that this person is not mentally compedent understand the meaning of trusts.
 

anteater

Senior Member
Speaking of being "not mentally compedent ."

gradstude13 said:
I accidently forgot to move the car during the street cleaning one day. I admit I was wrong and willing to pay the $40.00 fine. What I don't understand is how the car was driven around the area, especially in Los Angeles with plastic covering the licence plate so no one would scrap up the 2005 tag (which was done once before). The police officer told me that it was illegal to have plastic covering up the licence plate, even though they sell such items in the car parts store. It also seems to me that once the police gets you for one violation, they find 100 more things to get you on.

How come police officers beat up black people (and get away with it)...ie Rodney King, and have pepper spray for white people? Had Rodney King, and others were "white" instead of "black", he would have maise sprayed in his face instead of a bully club treatment. As for as police officers go....."to protect and to serve"...white people.....beat up black.
https://forum.freeadvice.com/showthread.php?t=319671
 

Dandy Don

Senior Member
Just because she was confused about the concept doesn't mean there is any reason to question her competency. Sometimes all that is needed is an explanation so that someone can understand better.

Her mistake was putting her own monies in to the estate account, although it is an understandable mistake. This leads anyone looking at the account to think that everything in it belongs to the estate, when in fact it does not. All she needs to defend herself is to state the truth about what actually happened.
 

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