Your post is a bit of a grammatical disaster. Let's take the most logical parts of the question:
If you're on a bank account with another person, can you be taken to court for using the money in the account for purposes other than yourself or for stealing the money?
For starters, I have no idea what it might mean to use money "for purposes other than yourself." Nor is it particularly clear what "with no stipulations" might mean. However, anyone can sue anyone for anything (i.e., it is always possible to "take" someone "to court"). Such a lawsuit would almost certainly fail since money in a joint bank account is generally regarded as being the property of either joint account holder to use as he/she sees fit. Obviously, any agreement between the joint account holders regarding the use of money in the account would be relevant (perhaps that's what "with no stipulations" might refer to).
The part of your post that doesn't make any sense at all is the bit about being "on a property title with another person depending on how that title is worded." More particularly, it's not clear what this "property title" might have to do with money in a bank account.