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Joint Ownership Gone Messy

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FineTune

Junior Member
What is the name of your state? CA

My relative helped my boyfriend and I buy a house (i.e her credit and the house is in her names)
My boyfriend paid the downpayment (about $90k) and bought the electronics.
I put in the time to look for the property for 2months and I have bought the household items (pots, pans, cups......)
We both pay the mortgage
A week after we moved into the house, I found out that my boyfriend has been cheating on me + he even made the girl pregnant (he says he asked her to terminate it).
I decided that we split and I moved into the other room but my boyfriend now says that either we reconcile or I move out, afterall I have no real investment in that property. He says he simply can not live under the same roof with me if we are not together.
The other option he's given me is that I pay him his $90k down and he moves out (which he obviously knows I do not have).
Before we bought this place, I thought it strange that he was willing to put in that much money when I was hardly putting in anything (he is not that sort of overly generous guy) and he said 'babe, I am getting this place for us and there is no obligation for you to pay me, it is for both our benefit' (I have this documented via email). Looking back, I think he was doing all this out of guilt and trying to get me into something I would be unable to back out of (eg begging me to start a family, buying a house together when the whole time he knew he was cheating).
I have suggested that since he has the problem with living with me, he should move out and get somebody to rent his room. That way, he keeps his interest in the property and the mortgage still gets paid.
Alternatively, I am willing to move out and have somebody rent my room.

Where do you think this will lead? What is the best way to deal with this mess? I feel very wronged because he is the one who had hidden intentions in the first place. Had I known he was a player, I would not have got into this. And then there is my relative- stuck in the middle and regretting why she ever helped us!
 


pojo2

Senior Member
arcanemelody said:
What is the best way to deal with this mess?
BEFORE the mess occured. One should never ever ever buy property with someone they do not have a legal relationship with. I did not say marriage but a legal relationship would be for a smart individual to have agreements written up by an Atty and signed by all in case things happen.

Now instead of the few hundred dollars to do this BEFORE it might cost several thousand or more to untangle.
 

Ohiogal

Queen Bee
arcanemelody said:
What is the name of your state? CA

My relative helped my boyfriend and I buy a house (i.e her credit and the house is in her names)
!
Technically it is NOT your boyfriend's house. It is your relative's house because she is responsible for the mortgage and the house is in her name on the deed. If your boyfriend is not on the deed then he is a glorified tenant who can be evicted. Of course so can you. Was there a contract stipulating that you were purchasing the house from your relative including how much, who and what not?
 
I agree with Ohiogal. Is there a contract regarding the down he provided? If he's not on the deed, he's screwed. It's not his house, although there will be problems with the down payment which he can hold claim against your relative or the property through a legal action. If you are close with your relative, tell her what happened. Then get a 3 day "pay or quit" served on your boyfriend. You can have him removed by the sheriffs in 91 days.
 

acmb05

Senior Member
LOL he had $90,000 to put down on a house but could not get financed? How the heck much did you pay for this house anyway?
 

HomeGuru

Senior Member
acmb05 said:
LOL he had $90,000 to put down on a house but could not get financed? How the heck much did you pay for this house anyway?

**A: nothing, that's the whole point. The writer paid nothing.
 

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