S
SLeepr
Guest
What is the name of your state? California
I recently went to my bank to find that $800 had disappeared from my account. When I called the bank, they informed me that a levy had been placed against my account. Upon further review, I was able to determine that the levy was from a judgement from over 5 years ago.
Initially, I received a summons to appear concerning the case. Instead of seeking legal advice, I decided to show up for my court date. Of course, the case had already been closed and I had a default judgement against me. I was notified that I needed to contact someone within 10 days of receiving the summons if I wanted to appear in court. From that point forward, I was supposed to make arrangements with the law firm to resolve the debt.
Granted I made a big mistake and am not discounting that whatsoever, I never heard one word from these folks after the fact. I did not receive a mail, phone, etc...from either the law firm or the bank. My account was just emptied. When I called the law office, they informed me that I would have access to my account again in 7-10 days, after the inital withdraw was made. When they checked my personal information (phone number, address), they had information that was nearly 8-years old. I'm surprised that they were able to get current banking account information but not have my current address or phone number. I have since made payment arrangements to resolve the debt. However, I wrote several checks against the existing balance that have now bounced. My bank has assessed several overdraft fees which I was unable to have reversed.
I understand my obligation to pay this debt and I have every intent to do so. But, I don't feel that they should be able to take action without any attept to contact me otherwise. Also, is there any way to recover the overdraft fees I've accumulated?
I recently went to my bank to find that $800 had disappeared from my account. When I called the bank, they informed me that a levy had been placed against my account. Upon further review, I was able to determine that the levy was from a judgement from over 5 years ago.
Initially, I received a summons to appear concerning the case. Instead of seeking legal advice, I decided to show up for my court date. Of course, the case had already been closed and I had a default judgement against me. I was notified that I needed to contact someone within 10 days of receiving the summons if I wanted to appear in court. From that point forward, I was supposed to make arrangements with the law firm to resolve the debt.
Granted I made a big mistake and am not discounting that whatsoever, I never heard one word from these folks after the fact. I did not receive a mail, phone, etc...from either the law firm or the bank. My account was just emptied. When I called the law office, they informed me that I would have access to my account again in 7-10 days, after the inital withdraw was made. When they checked my personal information (phone number, address), they had information that was nearly 8-years old. I'm surprised that they were able to get current banking account information but not have my current address or phone number. I have since made payment arrangements to resolve the debt. However, I wrote several checks against the existing balance that have now bounced. My bank has assessed several overdraft fees which I was unable to have reversed.
I understand my obligation to pay this debt and I have every intent to do so. But, I don't feel that they should be able to take action without any attept to contact me otherwise. Also, is there any way to recover the overdraft fees I've accumulated?