freedomfrombs
Junior Member
What is the name of your state (only U.S. law)? NC
Hi Everyone! I just need some advice from anyone that would like to provide.
I currently have a $20,000 Federal Tax Lien against me and a $12,000 State Tax Lien that will be filed within the next couple of months.
My dilemma is with a persistent collection agency/junk debt buyer and their attorney, who is attempting to obtain a judgment against me for some credit cards that I defaulted on in the past. My questions are: Would they be able to secure a judgment against me even though I have priority debt owed to the IRS? And if so, would they potentially be able to secure a bank account levy order (payroll garnishments are not allowed in NC or so they tell me) against me even though my assets are secured by the IRS under the Federal Tax Lien? Would I be able to stop them dead in their tracks by presenting the Certificate of Federal Tax Lien to the courts during my upcoming Summary Judgment hearing? I have a feeling that they are only attempting to obtain the judgment before the 3yr SOL expires (January 2013) and have no intention of actually levying my bank accounts...
Thank you in advance for any light that you can shed on this matter!
~ R.C.W.
Hi Everyone! I just need some advice from anyone that would like to provide.
I currently have a $20,000 Federal Tax Lien against me and a $12,000 State Tax Lien that will be filed within the next couple of months.
My dilemma is with a persistent collection agency/junk debt buyer and their attorney, who is attempting to obtain a judgment against me for some credit cards that I defaulted on in the past. My questions are: Would they be able to secure a judgment against me even though I have priority debt owed to the IRS? And if so, would they potentially be able to secure a bank account levy order (payroll garnishments are not allowed in NC or so they tell me) against me even though my assets are secured by the IRS under the Federal Tax Lien? Would I be able to stop them dead in their tracks by presenting the Certificate of Federal Tax Lien to the courts during my upcoming Summary Judgment hearing? I have a feeling that they are only attempting to obtain the judgment before the 3yr SOL expires (January 2013) and have no intention of actually levying my bank accounts...
Thank you in advance for any light that you can shed on this matter!
~ R.C.W.