Juvenile rights & vehicles

[Leslie Anderson]

What is the name of your state (only U.S. law)? Washington


Car is given to minor (no money requested) 2yrs ago, adult has name on title for insurance. Car is traded twice for a different vehicle with adults consent (adult still on title). Minor puts his own money in car, pays the insurance, will be 18 yrs old soon, and adult now wants 800 dollars to sign title over on a car.

Can the adult force the minor to pay them for a vehicle just because they had to put their name on the title for insurance purposes?

 

[mistoffolees]

First of all, I'm guessing that you're committing insurance fraud.

Insurance rates are not dependent on whose name is on the title as much as who is driving the car. If you've told the insurance company that the car is being driven by the minor, having an adult's name on the title probably doesn't help much. But if you're telling the insurance company that the adult is the primary driver, that's a lie - and a felony in most states.

As for the rest, the car is owned by the person whose name is on the title. They have the right to ask for whatever they want to sell their car. The fact that the kid pays the insurance or any other expenses doesn't mean a darned thing. Consider it rent.

And stop being so greedy.

 

[Mass_Shyster]

What is the name of your state (only U.S. law)? Washington


Car is given to minor (no money requested) 2yrs ago, adult has name on title for insurance. Car is traded twice for a different vehicle with adults consent (adult still on title). Minor puts his own money in car, pays the insurance, will be 18 yrs old soon, and adult now wants 800 dollars to sign title over on a car.

Can the adult force the minor to pay them for a vehicle just because they had to put their name on the title for insurance purposes?

The person named on the title is the legal owner of the vehicle. The minor does not have a strong legal position to obtain title to the vehicle without consent of the owner of record.

 

[Mass_Shyster]

Insurance rates are not dependent on whose name is on the title as much as who is driving the car.

That is exactly what my insurance agent told me, but when two cars were titles in my kids names, the premiums went up by about $1000 per year. When they were titled in my name, the premiums went back down.

My kids are listed as primary drivers on the vehicles.

 

[Leslie Anderson]

Well, don't think they're committing insurance fraud, he's a driver on her insurance but pays his costs. You should clarify if you are unsure of the facts before assuming. A minor cannot be insured independent of an association to adult's policy here.

As for the greedy part, I think it greedy that someone gives you something, then decides at a much later date to charge you for it. That seems greedy to me. It should also be fine then for him to remove the 1200 dollars in parts off the car (since he technically owns them) so he can leave it for her.

 

[Banned_Princess]

Well, don't think they're committing insurance fraud, he's a driver on her insurance but pays his costs. You should clarify if you are unsure of the facts before assuming. A minor cannot be insured independent of an association to adult's policy here.

As for the greedy part, I think it greedy that someone gives you something, then decides at a much later date to charge you for it. That seems greedy to me. It should also be fine then for him to remove the 1200 dollars in parts off the car (since he technically owns them) so he can leave it for her.

No he doesnt, and if he does that, he could be in trouble for damaging property. thats a criminal offense there youngin.

He can sue his parent or whatever for the value of the work he put into the car, but since he drove the car it will probably come out to be about even, case dismissed.

 

[mistoffolees]

Well, don't think they're committing insurance fraud, he's a driver on her insurance but pays his costs. You should clarify if you are unsure of the facts before assuming. A minor cannot be insured independent of an association to adult's policy here.

I'm not assuming anything. I stated that IF they were falsifying insurance information, it was illegal.

It's also incorrect to say that a minor can not be insured with a separate policy. They can - it's just very expensive.

Now, who is listed as the PRIMARY driver? Just putting him on as a driver is not correct if he's the primary driver. I'm guessing that they left the adult as primary and the kid as an occasional driver - which would be a crime, if true.

As for the greedy part, I think it greedy that someone gives you something, then decides at a much later date to charge you for it. That seems greedy to me. It should also be fine then for him to remove the 1200 dollars in parts off the car (since he technically owns them) so he can leave it for her.

Sorry, but the kid was given one car which was traded twice for different cars. Want to bet that the value of the new car is substantially higher than the value of the car that was traded in - and the adult paid for that?

You are wrong about taking parts of the car. He could be charged with theft and vandalism.

The adult apparently allowed him to use the car with the understanding that he'd pay insurance and repairs in lieu of rent. He can't drive the car and do the maintenance and then claim that he didn't mean for the spark plugs or whatever to stay with the car.

Greed. Pure, unadulterated greed.