ladynred..

[bearfootball]

It's been some time since I've posted, but I am about one month away from the 4 year SOL for lawsuits against me. My question is this:
Where is the best source to pull a credit report, so I can see the official first month that I went into the deliquency stage?

Thanks for all your help in the past.

I live in Texas.

 

[stevek3]

It's been some time since I've posted, but I am about one month away from the 4 year SOL for lawsuits against me. My question is this:
Where is the best source to pull a credit report, so I can see the official first month that I went into the deliquency stage?

Thanks for all your help in the past.

I live in Texas.

Don't waste any time and effort with individual reports. Order a three-bureau report, and you'll have in front of your face everything you'll need to know. It will cost you ballpark $35.00.

I know I'm not Ladynred, but I believe my answer is far better than she would have answered. Besides, I have better legs.

 

[bearfootball]

where can I go to get this report?

 

[cmorris]

For accuracy, I would recommend pulling the individual reports from the 3 major CRA's. You can do so on their websites or over the phone. If you have recently been denied credit, you may be able to get them for free. With the 3 in 1, you'll have a hard time disputing, it is more likely to contain errors not on your actual CR's, and is more expensive.

You can pull a report for about $9.
$9*3=$27

Also, if you do get sued, you will need the "real" CR's.

 

[bearfootball]

what website would I go to to obtain this info?
Thanks

 

[cmorris]

www.equifax.com
www.experian.com
www.transunion.com

If you qualify for a free report, you will have to call or write them. You can find that info in their "Contact Us" section.

 

[Ladynred]

Hey Bear !!!

Yep, get EACH report from the CRA's, it'll cost you only $27 ..rather than 35 for a tri-merge that is lacking in critcal details !! The tri-merge's are known to be missing data - such as the precise dates you need. Besides, they're are definitely no bargain.

 

[bearfootball]

thanks for all the great advice.