My wife received a judgement against her for $900. The collctor moved to garnish her checking account on 12/9/2005 thru court. She had a zero balance. On 1/17/06 the bank sent the court documentation that the account had no money, assets, etc basically they pulled nothing from the account. We received a letter from the collector that they are putting a lien on property that is owned by my wife. I suppose this means the house since she is on the deed. Does this mean she can start to use her checking account again and she is safe from the garnishment of it? Or is the levy always existing so soon as she puts in a deposit she looses it? Does the collector have to re-file with the court everytime they want to garnish her account, etc?
Please advise
Please advise