liability ins. on inherited home

[DPG]

My three brothers and I inherited our father's house. We still own the home, which is now vacant, but we are planning on having an estate sale to dispose of most of the contents. The sale will be held on premises over two days and we are concerned about liability should something happen to an atttendee.

We have been paying the homeowner's insurance premiums, even though the policy is still in our dad's name. Do you think that policy's liability coverage would cover us as the new owners or do we need to have the policy re-written before the estate sale? If so, what is the best way to do that, with all of us being equal share owners?

Thanks for any opinions.

P.S. This is in MA

 

[HomeGuru]

My three brothers and I inherited our father's house. We still own the home, which is now vacant, but we are planning on having an estate sale to dispose of most of the contents. The sale will be held on premises over two days and we are concerned about liability should something happen to an atttendee.

We have been paying the homeowner's insurance premiums, even though the policy is still in our dad's name. Do you think that policy's liability coverage would cover us as the new owners or do we need to have the policy re-written before the estate sale? If so, what is the best way to do that, with all of us being equal share owners?

Thanks for any opinions.

P.S. This is in MA

*&A: what did the insurance agent tell you?

 

[DPG]

Need to call them on Monday, but figured it was worth asking here in the meantime. After all, they're in business to make money.