i am from new york. mom has a companion of 15 years. they have a joint account. she is the primary card holder of all there credit cards. mom is half owner of my house with joint survivorship. my mom is terminally ill, with days left to live. she has no will. her bank accounts are joint with different people named and some are in trust for. her companion takes care of all the bills right now because of her condition, therefore he takes her mail. am i liable for anything he does after her death, such as, accumulate debt on her credit card. also, he recently got into a car accident, moms car, moms insurance and registration. i'm sure her insurance policy carries enough liability, but can they go after her assets after her death. please tell me how to deal with her companion, as far as her mail and affairs go after her death.