EddieEllip
Junior Member
What is the name of your state (only U.S. law)? South Carolina
The situation I have is that my father got terminated from his job (Laid off due to outsourcing) about 39 days before he died. As with most insurance, we thought that maybe he was still covered since they normally give you 30 days or so to continue, and other things like that.
Well sure enough in his paper work we found the form asking if he wanted to convert from a group life insurance policy to an individual. Due to some problems they had sending the letter, the time to convert was extended past the normal 30 days, and my father did die within that period that he had to convert to an individual. We recently got denied, however, so I guess my question is, are you truly not covered at all during that period of switch? Or are they trying to jerk us around?
Life Insurance company is MetLife
The situation I have is that my father got terminated from his job (Laid off due to outsourcing) about 39 days before he died. As with most insurance, we thought that maybe he was still covered since they normally give you 30 days or so to continue, and other things like that.
Well sure enough in his paper work we found the form asking if he wanted to convert from a group life insurance policy to an individual. Due to some problems they had sending the letter, the time to convert was extended past the normal 30 days, and my father did die within that period that he had to convert to an individual. We recently got denied, however, so I guess my question is, are you truly not covered at all during that period of switch? Or are they trying to jerk us around?
Life Insurance company is MetLife
