Life Insurance Fraud?

[jujubean]

Nebraska

My fiance has a life insurance policy on his 2 children.
He is the sole owner of the policy. His ex-wife did not want to share the cost of the premiums, after the divorce, with the understanding that she would be removed as co-beneficiary.

He took her name off the policy as a beneficiary. The only people on the policy after that were himself and his parents (as backup beneficiaries). He is sure that his ex-was off the policy after he filled out and returned the proper paperwork.

He recently received a statement and saw that his ex-wife and ex-mother-in-law are now on the policy as backup beneficiaries (equal to his parents). This is about 2 years after his ex-wife was taken off the policy.

His ex-mother-in-law was never on the policy.

The insurance agent won't take his calls. He does not know how these 2 people got onto the policy. He did not sign anything authorizing this and he is trying to find out how. He did receive paperwork from the insurance agent's assistant to remove ex-wife and ex-mother-in-law from the policy which he is going to complete ASAP.

Question:
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Can a civil lawsuit or criminal charges be filed by my fiance for insurance fraud against the insurance agent and/or his ex-wife and ex-mother-in-law?

Assumption:
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The insurance agent allowed ex-wife and ex-mother-in-law to be added to my fiance's policy (on his children) fraudulently and without his consent.

 

[ALawyer]

He should report this to the General Counsel and Chief Compliance Officer of the Insurance Company and report what seems to be a corrupt agent to his State Insurance Department.

But as for getting money from the ex-spouse and her mother, get real.

 

[southernponyboy]

An insurance agent should have an E&O policy (errors & omissions) which covers him in the event that he does something in error & is legally responsible for the damages caused by his error. As there is no death, no claim filed on the life insurance, there is no claim against the ins agent. However, you should send a letter to your State Board of Insurance stating the facts, and send a copy of the letter to the agent. In the meantime, get the papers sent in to take the ex's off the policy.