texastepmom
Member
What is the name of your state? TX
My husband has smoked off and on for years... he'll quit for months, then have a cigarette at a bar and smoke for a few months (in general 3-4 cigs a week) then quit again etc. he had quit for the last two years with the exception of an odd cig at a bar.
Does my husband need to put himself down as a smoker on his life insurance? am i and his children totally SOL if he dies and they do a test on him?
thanks!
My husband has smoked off and on for years... he'll quit for months, then have a cigarette at a bar and smoke for a few months (in general 3-4 cigs a week) then quit again etc. he had quit for the last two years with the exception of an odd cig at a bar.
Does my husband need to put himself down as a smoker on his life insurance? am i and his children totally SOL if he dies and they do a test on him?
thanks!