JonBoy1234
Junior Member
What is the name of your state?My state: New York
I apologize in advance for my lack of knowledge, but I am hoping to get steered in the right direction before having to make a face-to-face appointment with a life insurance company.
I am considering getting life insurance, but am worried about which type of policy to purchase. I want to make sure my family is covered in the event of my accidental death, or natural death. Is there one policy that will cover my death for both of these circumstances? (Am I even right in assuming policies will pay out differently according to the cause of death?) For example, If I get into a car accident and pass away, or get shot and killed walking down the street, what type of policy will I need to cover me under these circumstances?? I am in good health now, and don't expect to die from 'natural causes' any time soon. Any input is appreciated. I just want to make sure if I'm paying for something, it will be worth it. Thank you.
I apologize in advance for my lack of knowledge, but I am hoping to get steered in the right direction before having to make a face-to-face appointment with a life insurance company.
I am considering getting life insurance, but am worried about which type of policy to purchase. I want to make sure my family is covered in the event of my accidental death, or natural death. Is there one policy that will cover my death for both of these circumstances? (Am I even right in assuming policies will pay out differently according to the cause of death?) For example, If I get into a car accident and pass away, or get shot and killed walking down the street, what type of policy will I need to cover me under these circumstances?? I am in good health now, and don't expect to die from 'natural causes' any time soon. Any input is appreciated. I just want to make sure if I'm paying for something, it will be worth it. Thank you.