D
drakarman
Guest
What is the name of your state? Pa.
Hi, My brother passed away 4 months ago. We submitted a claim for his life insurance policy. It was denied because they said that he checked a box on the application that asked if he ever had chest pain and checked no. They are saying that after an investigation, they found that he was diagnosed for chest pain a year earlier and so if they knew that they would not have given him a policy. I got my brother's medical records and the doctor that treated him says that he did have chest pain at the time he was hospitalized and did read postive on the heart test while hospitalized. But after he was discharged, a catherization was done and it showed that the test done in the hospital was false positive and he didn't have any heart problems. So they would have given him insurance, because he didn't have any heart problems. Also, when he took mout the policy, the agent told him to sign no, because the final test showed he didn't have any problems. Do we have any chance on an appeal.
Thank You for Your Time
Hi, My brother passed away 4 months ago. We submitted a claim for his life insurance policy. It was denied because they said that he checked a box on the application that asked if he ever had chest pain and checked no. They are saying that after an investigation, they found that he was diagnosed for chest pain a year earlier and so if they knew that they would not have given him a policy. I got my brother's medical records and the doctor that treated him says that he did have chest pain at the time he was hospitalized and did read postive on the heart test while hospitalized. But after he was discharged, a catherization was done and it showed that the test done in the hospital was false positive and he didn't have any heart problems. So they would have given him insurance, because he didn't have any heart problems. Also, when he took mout the policy, the agent told him to sign no, because the final test showed he didn't have any problems. Do we have any chance on an appeal.
Thank You for Your Time