My soon to be ex-wife was obtaining life insurance, which was no problem at the time, I was looking out for my 2 boys in Oregon. She is the owner of the policy of $500K, since separation she has considered this policy her retirement and I need to get more ins. for my legal obligations(support/alimony). I called the ins. company and quoted my policy number, they said the policy had been changed from 10 year to 20 year term, and that she has changed the beneficiary to herself only. My signature on the ins. document was NOT witnessed, so she had someone in Oregon witness the signature, when it is proven I was 4000+ miles away. Is this policy still valid? They have said that she owns the policy she can do whatever she wants with the policy and I do NOT have to be notified is that correct? I would like a copy of the policy that I signed but they refuse even when I tell them there are 2 civil actions showing fraud on her part. The policy did not take effect until Dec 21, she claims separation occurred Dec 22, when in fact I left in November, I tried in November to cancel the policy that was NOT in effect and they refused saying she was owner...even when it was not in effect?