Line of credit without my consent?

[hoozyerdadE]

I reside in New York state. A medical bill that hadn't yet been paid by insurance went not to collections, but i got a letter stating an account had been opened in my name at some out of state bank. The terms were 15% interest with a $30 late fee. this line of credit would remain available to me once paid off for future bills incurred at this Hospital. I never agreed to any of this. how can this be legal? If this is legal, banks could go around opening lines of credit to anyone they wanted to. i already owe much more now than i started with, even after paying several payments directly to the hospital. Please help.

 

[HomeGuru]

I reside in New York state. A medical bill that hadn't yet been paid by insurance went not to collections, but i got a letter stating an account had been opened in my name at some out of state bank. The terms were 15% interest with a $30 late fee. this line of credit would remain available to me once paid off for future bills incurred at this Hospital. I never agreed to any of this. how can this be legal? If this is legal, banks could go around opening lines of credit to anyone they wanted to. i already owe much more now than i started with, even after paying several payments directly to the hospital. Please help.

**A: and when you sent your certifed rrr letter to the bank, what was the banks written response back?