Ah, @Litigator22 , your posts with their tortured abuse of the English language never fails to entertain.P. S.
I neglected to mention a critical consequence of suing Loews for reimbursement of the cost of the extended warranty. Win lose or draw you would have waived all other claims against the retailer including a cause of action to enforce the terms of the warranty.
The reason is because of a standard procedural rule in this county that is designed to prevent multiplicity of lawsuits or splitting causes of action. It requires that all claims against a given defendant or defendants (and/or counterclaims) that arise out of the same transaction or set of circumstances, events or occurrences must be joined in one single action. Otherwise they are deemed permanently abandoned.
For a discussion of the subject, logon to your favorite search engine and use such search terms as rule against splitting causes of action.