What is the name of your state? Maryland
Recently we found that a pipe in a wall had a leak because a shelf on that wall fell down. When we looked at the wall, it was all wet. On the other side of the wall is a large storage unit that was packed full of items, so we did not see the damage on the other side of the wall either.
Anyway, the pipe is fixed, the drywall demolished, but now our insurance is denying the claim because the leak looks like it occured over a long period of time (mold on the walls, part of the sub-floor has rotted). Even though we did not know about it, they say that they cannot cover it because of the "long-term, continuous or repeated leaking and seepage" endorsement.
Is there any recourse?
TIA
Recently we found that a pipe in a wall had a leak because a shelf on that wall fell down. When we looked at the wall, it was all wet. On the other side of the wall is a large storage unit that was packed full of items, so we did not see the damage on the other side of the wall either.
Anyway, the pipe is fixed, the drywall demolished, but now our insurance is denying the claim because the leak looks like it occured over a long period of time (mold on the walls, part of the sub-floor has rotted). Even though we did not know about it, they say that they cannot cover it because of the "long-term, continuous or repeated leaking and seepage" endorsement.
Is there any recourse?
TIA