mandatory benefits

[Lilmac]

If a company provides health insurance for its employees and the employee does not have to contribute anything towards the cost of the insurance, is this a mandatory benefit that the employee must participate in? If so, is this covered under ERISA?

 

[ALawyer]

I am baffled. What is the purpose of the question? Is it against your beliefs to take health insurance? Or do you think you should be entitled to get the money paid as premium instead? And no, health insurance is not required by law. Yet.

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[Lilmac]

<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by ALawyer:
I am baffled. What is the purpose of the question? Is it against your beliefs to take health insurance? Or do you think you should be entitled to get the money paid as premium instead? And no, health insurance is not required by law. Yet.

<HR></BLOCKQUOTE>
Sorry for the confusion. I guess this is more of an ERISA question. If an employee does not contribute towards the cost of a benefit (i.e. health insurance) are they required under ERISA to take the benefit? It is my understanding that unless an employee pays something towards its cost, the employee must participate, whether or not they want or need the benefit.