What is the name of your state (only U.S. law)? TX
About 3 years ago, I was treated in a local hospital ER. I provided my health insurance information to the admissions people. They sent me a bill for my co-pay, which I paid.
Recently, I reviewed my credit report and found that I have 1 account in collections. It came as quite a shock as I've never had any account sent to collections and have excellent credit.
I called the collection agency and they told me it was the ER Physicians' Group. Total of about $400.
First, I never received a bill from this Physicians' Group. I presumed that they billed my insurance, just as the hospital did.
Second, I have never received any letters or phone calls from the collection agency. (I know that's incredible or incredulous
)
Do I have any legal means of getting this debt terminated?
Appreciate your comments in advance. Thank you.
About 3 years ago, I was treated in a local hospital ER. I provided my health insurance information to the admissions people. They sent me a bill for my co-pay, which I paid.
Recently, I reviewed my credit report and found that I have 1 account in collections. It came as quite a shock as I've never had any account sent to collections and have excellent credit.
I called the collection agency and they told me it was the ER Physicians' Group. Total of about $400.
First, I never received a bill from this Physicians' Group. I presumed that they billed my insurance, just as the hospital did.
Second, I have never received any letters or phone calls from the collection agency. (I know that's incredible or incredulous
)Do I have any legal means of getting this debt terminated?
Appreciate your comments in advance. Thank you.