What is the name of your state?What is the name of your state? California
I recently was suckered into a real estate mentoring program that I purchased online, and I'm finding that it was not what I thought I was getting. I did research and there are tons of reports about it being fraud and unhappy customers. I know I should've done the research before but it was very high pressure sales and they told me I couldn't think about it. I gave them $1425 split between two credit cards and financed $2000 by automatic drafts of my credit card. Doesn't really seem like alot compared to the amounts that other people got ripped off by them, but I am a single mom and it's all I had. There is also a $39.95 web hosting fee that is automatically debited to my card each month. I kindly asked for a refund in light of the fact that I am not happy and they said there are no refunds, only a 3 day right to cancel. I didn't even get my books, etc until 6 days after they charged my card, which by the way was only 14 days ago. I put the charges on the credit cards in dispute and am sending the credit card companies all the consumer complaints as back up. I also stopped the future payments from being able to go through. Can they sue me if they cannot get those payments? What should I do? Please advise. I'm scared.
I recently was suckered into a real estate mentoring program that I purchased online, and I'm finding that it was not what I thought I was getting. I did research and there are tons of reports about it being fraud and unhappy customers. I know I should've done the research before but it was very high pressure sales and they told me I couldn't think about it. I gave them $1425 split between two credit cards and financed $2000 by automatic drafts of my credit card. Doesn't really seem like alot compared to the amounts that other people got ripped off by them, but I am a single mom and it's all I had. There is also a $39.95 web hosting fee that is automatically debited to my card each month. I kindly asked for a refund in light of the fact that I am not happy and they said there are no refunds, only a 3 day right to cancel. I didn't even get my books, etc until 6 days after they charged my card, which by the way was only 14 days ago. I put the charges on the credit cards in dispute and am sending the credit card companies all the consumer complaints as back up. I also stopped the future payments from being able to go through. Can they sue me if they cannot get those payments? What should I do? Please advise. I'm scared.