S
sag
Guest
Dear IAAL: I am pleased to inform you that I WON!!! I know you tired to me, but I thought you would like to know what the out come was. I followed your advise; wrote the letter to the collection agency, invoking my rights under the FDCPA. I continued to write to hospital; they continued to ignore me, but not for long!! Even though it has seemed like an enternity to me. They admit the screw up was theirs from the beginning. They have offered me a 50% settlement, with payment going directly to them, not collection agency. They tell me there is no
notation on my credit history of this and there will be none in the future. I have a copy of my credit history from Equifax; no inquiry shows there.
My final questions for you!!
1) How do I handle collection agency now?? They have not responded to my 4/24 letter; they did receive it; I have the post office stub.
2) If one credit bureau shows "all is well in Dodge City" do the other two major ones show it also?? Hospital tells me I don't need to worry. But my faith in them is pretty low right now!
3) If I accept this 50% deal, will this end up negatively reflecting on my credit history in the future? If I accept this offer, it will be the first time I've not paid the full amount of a bill. Should I be concerned?
Thanks for everything! Your time and effort helped a great deal; I know it went on forever for you! But you did help and I wanted you to know.
notation on my credit history of this and there will be none in the future. I have a copy of my credit history from Equifax; no inquiry shows there.
My final questions for you!!
1) How do I handle collection agency now?? They have not responded to my 4/24 letter; they did receive it; I have the post office stub.
2) If one credit bureau shows "all is well in Dodge City" do the other two major ones show it also?? Hospital tells me I don't need to worry. But my faith in them is pretty low right now!
3) If I accept this 50% deal, will this end up negatively reflecting on my credit history in the future? If I accept this offer, it will be the first time I've not paid the full amount of a bill. Should I be concerned?
Thanks for everything! Your time and effort helped a great deal; I know it went on forever for you! But you did help and I wanted you to know.