state of maine. how long does a mortgage company have to collect after foreclosure proceedings have started. the mort. company got summary judgment. two years later i'm still living here. i was told by f.h.a. they pulled the insurance, the house was not marketable. it had a bad appraisal, wrong value. it had zoning violations, an oil spill, buried car, contaminated well, etc. how long does the mortgage company have to collect. any other information would be appreciated.