What is the name of your state?Kentucky.
Is it a crime by the lender if they've told us our second mortgage has been "forgiven"? Now the story: Bankruptcy discharge (Ch7) August, 2004. Did not reaffirm home but continued to make payments....loan officer lied to us...he did not escrow taxes like he said he did in our monthly payment....found out too little too late....payment shot up to unaffordable....tried to keep making payments...did for a while....mortgage company wouldn't cut us a break on our first hard month of needing to pay late...now it's in foreclosure....mortgage co. says we can try to sell it first if we want....they gave us a listing price....was less than what we used to owe (before Ch7 discharge)....they told us the second mortgage had been forgiven....what's up?
Currently in cahoots in court fighting the bast***ds for breaking a federal law regarding FCRA. We're stuck on getting approved for a rental or ownership because of inaccurate reporting. We are starting to feel like big suckers. They keep saying we don't owe anything b/c of the BK7, but they won't report it that way or even send us a letter we can present to lenders or rental people. I filed with the courts today on the foreclosure case including exhibits to back us up on our claims. Any advice on this, too?
Is it a crime by the lender if they've told us our second mortgage has been "forgiven"? Now the story: Bankruptcy discharge (Ch7) August, 2004. Did not reaffirm home but continued to make payments....loan officer lied to us...he did not escrow taxes like he said he did in our monthly payment....found out too little too late....payment shot up to unaffordable....tried to keep making payments...did for a while....mortgage company wouldn't cut us a break on our first hard month of needing to pay late...now it's in foreclosure....mortgage co. says we can try to sell it first if we want....they gave us a listing price....was less than what we used to owe (before Ch7 discharge)....they told us the second mortgage had been forgiven....what's up?
Currently in cahoots in court fighting the bast***ds for breaking a federal law regarding FCRA. We're stuck on getting approved for a rental or ownership because of inaccurate reporting. We are starting to feel like big suckers. They keep saying we don't owe anything b/c of the BK7, but they won't report it that way or even send us a letter we can present to lenders or rental people. I filed with the courts today on the foreclosure case including exhibits to back us up on our claims. Any advice on this, too?