What is the name of your state (only U.S. law)? Texas
I have been divorced for four years and unfortunately the house I bought with my now ex-husband still has my name on the mortgage as co-buyer. I have spoken with the mortgage company and have found that he has been paying late for the past 36 months consistently and has twice been behind by 3 payments. They advised me on what needs to be done to remove my name from the loan, but my ex is not cooperating. (though he is remarried and both are working) Is it feasible for me to take him to court to force a sale or for him to refinance? My divorce decree only states that if he were to go into foreclosure, I could make good on the note and force a foreclosure. Is this my only option or can I force him to sell to protect my credit?
I have been divorced for four years and unfortunately the house I bought with my now ex-husband still has my name on the mortgage as co-buyer. I have spoken with the mortgage company and have found that he has been paying late for the past 36 months consistently and has twice been behind by 3 payments. They advised me on what needs to be done to remove my name from the loan, but my ex is not cooperating. (though he is remarried and both are working) Is it feasible for me to take him to court to force a sale or for him to refinance? My divorce decree only states that if he were to go into foreclosure, I could make good on the note and force a foreclosure. Is this my only option or can I force him to sell to protect my credit?