Mr. Mike White

[whiteshome]

What is the name of your state (only U.S. law)? Ky. I am having trouble with my insurance co wanting to salvage my personal property instead of replacement cost . Most of my loss is sevier smoke damage and I have a medical problem with allergies and asthma. Can the insurance co do that?

 

[justalayman]

unless something in your policy doesn't allow it, yes. If they can adequately clean your property, there is no reason to replace anything.

 

[moburkes]

While anyone can understand your complaint, they aren't responsible for your allergies or asthma.